{"id":1273,"date":"2009-02-21T11:43:53","date_gmt":"2009-02-21T16:43:53","guid":{"rendered":"http:\/\/nuxx.net\/blog\/?p=1273"},"modified":"2009-02-21T11:43:53","modified_gmt":"2009-02-21T16:43:53","slug":"two-credit-cards","status":"publish","type":"post","link":"https:\/\/nuxx.net\/blog\/2009\/02\/21\/two-credit-cards\/","title":{"rendered":"Two Credit Cards"},"content":{"rendered":"<p>This morning after waking up I checked my email on my phone and found an authentic-looking fraud alert from <a href=\"http:\/\/www.hsbccreditcard.com\/\">HSBC<\/a>, the bank which holds my most-used credit card. This informed me that HSBC believes one of the recent transactions on my account is fraudulent. I then tried to sign into HSBC&#8217;s online banking stuff, only to find my account disabled.<\/p>\n<p>Calling HSBC I was informed that a merchant through which I used my credit card &#8220;approximately 18-20 months ago&#8221; reported to MasterCard a compromise, and my credit card info is now available publicly. This info was used by someone who manually keyed in a $4680.22 transaction at <a href=\"http:\/\/www.tahitiannoni.com\">Tahitian Noni International<\/a> (<a href=\"http:\/\/en.wikipedia.org\/wiki\/Tahitian_Noni\">Wikipedia<\/a>), a <a href=\"http:\/\/en.wikipedia.org\/wiki\/Multi-level_marketing\">MLM<\/a> shop out of Provo, UT. I also told that while they currently do not know which company was compromised, this information should be available to me upon the completion of MasterCard&#8217;s investigation.<\/p>\n<p>Save for the fraud, this is just the system working as its supposed to. Unfortunately the timing is a little inconvenient. The charge has been delt with, and a new card with new account number and card and such is being sent to me. As I&#8217;m leaving for the San Francisco area this evening and now without the ability to use my &#8216;normal&#8217; credit card, I&#8217;ll have to fall back on the backup one. This card doesn&#8217;t pay cash back, has a high interest rate, and generally doesn&#8217;t get much use. I probably should also call that card company and inform them that there will soon be charges coming from all over the country so that this one doesn&#8217;t get flagged \/ turned off. I guess this is why I carry two credit cards.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This morning after waking up I checked my email on my phone and found an authentic-looking fraud alert from HSBC, the bank which holds my&#8230;<\/p>\n<div class=\"more-link-wrapper\"><a class=\"more-link\" href=\"https:\/\/nuxx.net\/blog\/2009\/02\/21\/two-credit-cards\/\">Continue reading<span class=\"screen-reader-text\">Two Credit Cards<\/span><\/a><\/div>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-1273","post","type-post","status-publish","format-standard","hentry","category-finances","entry"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/nuxx.net\/blog\/wp-json\/wp\/v2\/posts\/1273","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nuxx.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nuxx.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nuxx.net\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/nuxx.net\/blog\/wp-json\/wp\/v2\/comments?post=1273"}],"version-history":[{"count":1,"href":"https:\/\/nuxx.net\/blog\/wp-json\/wp\/v2\/posts\/1273\/revisions"}],"predecessor-version":[{"id":1274,"href":"https:\/\/nuxx.net\/blog\/wp-json\/wp\/v2\/posts\/1273\/revisions\/1274"}],"wp:attachment":[{"href":"https:\/\/nuxx.net\/blog\/wp-json\/wp\/v2\/media?parent=1273"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nuxx.net\/blog\/wp-json\/wp\/v2\/categories?post=1273"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nuxx.net\/blog\/wp-json\/wp\/v2\/tags?post=1273"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}